1st Merchant Account

Credit card processing is the act of taking a credit card number from a cardholder and authorizing it for payment. Nowadays e-businesses must ensure business continuity because every single minute lost due to server downtime means lost and potentially unrecoverable revenues. For this reason a credit card processing solution is extremely important for you website. It allows you to accept credit cards at your website increasing your sales and capturing the buying impulse from internet buyers or better transforming browsers into clients.

Credit card processing is also called sometimes as payment gateway or payment processor. Basically these services take the credit card info from your website secure shopping cart, authorize it in real-time, reserve funds on the customer's credit card and then transfer the funds into the merchant account solutions that you have selected for your e-business.

A good credit card processing system provides tools to allow you to manage manual authorization if needed, to handle charge-backs or refunds and many other payment processing related processes.

But usually you don't even need to touch or do anything as most credit card processing systems are completely automatic and hands-free. No fax processing, no live operators, no 800 numbers, no post offices and bank delays. For your business this means "Real-time-money" that is automatically wired to your bank account and it is available within 48 hours.

With a credit card processing at your website you earn money while you sleep, 24 hours a day, 7 days a week, 365 days a year.